Car insurance is more than just a financial product—it’s a legal requirement and a crucial aspect of responsible vehicle ownership. Understanding car insurance laws can help you navigate the complexities of coverage, claims, and legal obligations, ensuring that you’re protected on the road. This article delves into the fundamentals of car insurance law, its significance, … Read more
Traveling is an exciting adventure, but it comes with its share of uncertainties. Whether you’re planning a domestic trip or an international journey, having reliable travel insurance can offer peace of mind and financial protection. In this article, we will explore the importance of travel insurance in the USA, its key benefits, and why choosing … Read more
Health insurance is a critical aspect of the healthcare system in the United States, providing financial coverage for medical expenses and ensuring that individuals can access necessary health services. This guide offers a detailed look at health insurance in the USA, including types of coverage, how to obtain insurance, and tips for choosing the right … Read more
Standard personal finance advice often discourages us from buying anything non-essential while paying off debt. I think most people’s idea of living debt free is wrong. Why should we give up fun and have nothing to look forward to? When I focused on eliminating my debt, I considered the “scrimp-and-save” method, which severely limits spending … Read more
I track all my savings and investments in Excel. I guess I’m old school and, yes, somewhat of a personal finance person. I can’t help it. It’s nothing fancy. Just a collection of holdings in our various accounts along with some simple calculations – net worth, annual retirement contributions, asset allocation, how much we’re saving … Read more
Watch an earlier report on the return of a downed STRS board member in the video player above. COLUMBUS, Ohio (WCMH) – In a move not seen in years for the Ohio State Teachers Retirement System, its board voted narrowly to block bonuses for investment staff. In a 5-4 vote Friday morning, the reformers who … Read more
Supplements can be ‘a great financial teaching tool’, says one personal finance expert. (Getty Images) (Frank van Delft via Getty Images) Canadians are still divided on the great supplements debate. According to a recent survey by Mydoh, a youth money management app owned by RBC, nearly half of Canadian parents give their children a check-in, … Read more
When you get married, it is common to change your last name. If you decide to do this legally, it is essential to apply for a new Social Security card with your updated name. This step is essential not only to keep your documents in order, but also to ensure that your income records are … Read more
Although many Americans know how much money they would need in their emergency fund to get comfortable, reaching that goal is easier said than done. Nearly 90% of Americans agree with the traditional rule of thumb: Save enough money to cover at least three months of expenses, according to Bankrate’s “2024 Annual Emergency Savings Report.” … Read more
We won’t learn the official Social Security 2025 cost of living adjustment (COLA) until October, but recent estimates put it somewhere around 2.57%. That’s less than the 3.2% increase beneficiaries received this year and well below the 8.7% increase we saw in 2023. A 2.57% increase would add about $49 to the average Social Security … Read more