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Car insurance is more than just a financial product—it’s a legal requirement and a crucial aspect of responsible vehicle ownership. Understanding car insurance laws can help you navigate the complexities of coverage, claims, and legal obligations, ensuring that you’re protected on the road. This article delves into the fundamentals of car insurance law, its significance, … Read more
Traveling is an exciting adventure, but it comes with its share of uncertainties. Whether you’re planning a domestic trip or an international journey, having reliable travel insurance can offer peace of mind and financial protection. In this article, we will explore the importance of travel insurance in the USA, its key benefits, and why choosing … Read more
Health insurance is a critical aspect of the healthcare system in the United States, providing financial coverage for medical expenses and ensuring that individuals can access necessary health services. This guide offers a detailed look at health insurance in the USA, including types of coverage, how to obtain insurance, and tips for choosing the right … Read more
Standard personal finance advice often discourages us from buying anything non-essential while paying off debt. I think most people’s idea of living debt free is wrong. Why should we give up fun and have nothing to look forward to? When I focused on eliminating my debt, I considered the “scrimp-and-save” method, which severely limits spending … Read more
Unemployment rates in May fell across the six-county North Bay region and California, according to state figures released Friday. California’s rate of 5.2% fell after three consecutive months to 5.3%, according to the state Department of Employment Development. Marin County recorded the lowest unemployment rate in the North Bay, at 3%, according to the state … Read more
Technology sector funds have seen record inflows this week, according to Bank of America Investment Strategy and EPFR, while crude oil prices (BZ=F, CL=F) are on the rise. In addition, shares of Nvidia ( NVDA ) were flat in Friday’s session after a sell-off on Thursday. What’s in the chip giant’s future and can the … Read more
In-store and online spending rebounded strongly last month as better weather, falling inflation and rising consumer confidence boosted spending. The monthly update from the Office for National Statistics showed that the volume of retail sales increased by 2.9% in May, following a weather-affected fall of 1.8% in April. The ONS said most retailers had a … Read more
If you’ve found it increasingly difficult to make ends meet over the past five years, it’s likely to get worse, according to a new study. Over the past five years, 97% of occupation wages have failed to keep up with inflation, said personal finance platform Moneywise, which analyzed data from the Bureau of Labor Statistics … Read more
I track all my savings and investments in Excel. I guess I’m old school and, yes, somewhat of a personal finance person. I can’t help it. It’s nothing fancy. Just a collection of holdings in our various accounts along with some simple calculations – net worth, annual retirement contributions, asset allocation, how much we’re saving … Read more
The Texas Employment Forecast estimates that jobs will grow 2.4 percent in 2024, with an 80 percent confidence band of 1.9 to 2.9 percent. The forecast is based on an average of four models that include projected national GDP, oil futures and major Texas and US indices. The forecast suggests that 333,400 jobs will be … Read more